After lonely divorcé Isaac leaves his job as a banker to work as a conservationist on a country river, he gives up on finding the love he always wanted. Then he meets flirty jeweler Ryan and assumes Ryan's out of his league, but Ryan's just as lonely as Isaac. Ryan also has the housemates from hell, and when he storms out of the riotous Christmas party they forgot to warn him about, he soon finds himself lost in the snow.
Ryan passes out in front of the lock cottage where Isaac lives, and once Isaac brings him in from the cold, they finally have a chance to get to know each other. But when their insecurities get in the way, it's up to the ghost of Mistletoe Lock to ensure they give love a chance.